Products
Every coverage a load can require,
bought by the trip.
Per-trip excess cargo and auto liability, daily physical damage, and monthly occupational accident and non-trucking liability — all quoted, bound and certified in the same self-service flow, 24/7.
Excess Single Trip Cargo Insurance
Raise your Motor Truck Cargo limit up to $1MM for one load. Excess over your annual policy, bought per trip.
- Excess limit
- $50K – $1MM
- Sits over
- $100K+ primary cargo
- Term
- Per trip
- Paper
- Crum & Forster Specialty
Per-Trip Excess Auto Liability Insurance
Add $1MM or $2MM of excess auto and general liability above your $1MM primary — for one trip, not a whole year.
- Excess limit
- $1MM or $2MM
- Sits over
- $1MM primary AL & GL
- Term
- Per trip
- Paper
- Crum & Forster Specialty
Short-Term Truck Physical Damage Insurance
Daily physical damage for a rental, substitute or interchanged unit. Certificate with year, make, VIN and stated value — in minutes, 24/7.
- Term
- Per day, 1–5 days
- Stated value
- Up to $200K
- Deductible
- $1,000 per occurrence
- Paper
- Incline P&C Group
Occupational Accident Insurance for Owner-Operators
Monthly occ/acc for 1099 owner-operators and contract drivers — accidental death, medical and disability benefits, with contingent liability included.
- Term
- Monthly, cancel anytime
- Premium
- Competitive premiums
- Benefits
- AD&D · Medical · TTD · PTD
- Includes
- Contingent liability
Non-Trucking Liability Insurance
Liability coverage for leased owner-operators when the truck is off dispatch — $1MM limit, ~$1/day per unit, start online.
- Limit
- $1MM
- Premium
- ~$1 / day / unit
- Term
- Monthly, cancel anytime
- Covers
- Off-dispatch use
One flow, every product
Quote. Bind. Get certified.
Whether it's a per-trip limit, a daily unit or a monthly subscription, the process is the same and it takes minutes.
Quote
Enter the trip, unit or driver details and get a price in seconds.
Bind
Choose the limit or term and pay online. Coverage binds instantly.
Get certified
The certificate is emailed the moment you bind.
In development
Coming to the platform
Trailer Interchange Insurance
Coverage for non-owned trailers in your possession under an interchange agreement. Dedicated per-trip product in development — daily physical damage on non-owned trailers available today.
- Status
- In development
- Available now
- Daily physical damage
- Trailer option
- Non-owned & undescribed
- Agreements
- Signed in-flow
Double Brokering Protection
Protection for freight brokers and carriers against losses from double-brokered loads. In development.
- Status
- In development
- For
- Brokers, 3PLs, carriers
- Platform
- CargoLabs
Not sure which coverage the load needs?
Start a quote and pick the products that match the shipper's bid spec. Certificates for all of them arrive together.